This six-module course covers the federal consumer protection laws that every consumer should know. Each module includes a video lesson, downloadable reference guide, and practical exercises.
UCC Article 9 — How security interests are created, perfected, and what invalidates them.
Mortgage Note Assignments — Understanding chain-of-title and broken assignment chains.
Legal Red Flags — Spot deceptive lending practices, hidden fees, and disclosure violations.
Auto Fraud Detection — Yo-yo sales, bait-and-switch financing, and hidden add-on products.
Module 1
TILA — Truth in Lending Act
Understand disclosure requirements, finance charges, APR calculations, and the right of rescission.
Module 2
FCRA — Fair Credit Reporting Act
Learn how credit reporting works, your dispute rights, and how to hold furnishers accountable.
Module 3
FDCPA — Fair Debt Collection Practices Act
Identify illegal collection tactics, send cease-and-desist letters, and demand debt validation.
Module 4
RESPA — Real Estate Settlement Procedures Act
Protect yourself in mortgage transactions, challenge force-placed insurance, and submit QWRs.
Module 5
UCC Article 9 — Secured Transactions
Understand how security interests are created, perfected, and what makes them invalid.
Module 6
Auto Fraud & Dealer Practices
Spot yo-yo sales, hidden add-ons, rate marking, and other common dealer fraud schemes.